Financial Wellbeing
"Work In Progress"
About Us
smart finance for secure future
At Y2J Moneytree, we offer financial services to Individuals, Families, HUFs, and Companies. Our new-age, digital-first approach makes investing and insurance simple, transparent, and effective. There is no jargon or clutter - just smart solutions designed for your life goals!
We believe in long-term financial well-being, not in short-term gains.
Whether you are looking to grow your wealth, protect your future, or plan for life’s milestones, we provide clear and personalized strategies that align with your aspirations.
Join us in shaping a secure, prosperous future - one smart decision at a time.
yogesh joshi
Yogesh Joshi is the founder and guiding force behind Y2J Moneytree, a trusted partner in insurance and investment solutions. With 18+ years of professional experience in banking, digital payments, and financial services, he has built deep expertise in health and life insurance planning, investments, and wealth management.
What sets Yogesh apart is his passion for simplifying personal finance and helping people make confident financial decisions. An MBA graduate from the prestigious Asian Institute of Management (Manila, Philippines) and a B.E. in Information Technology from K. J. Somaiya College of Engineering (Mumbai), Yogesh combines strategic financial knowledge with strong technical acumen. His career has taken him across 50+ countries, giving him unique exposure to diverse markets, cultures, and investment opportunities - insights he now applies to help clients in India and abroad.
At Y2J Moneytree, Yogesh works closely with individuals, families, and businesses to design personalized strategies for protection, growth, and tax efficiency. Whether you are:
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a young professional starting your financial journey,
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a family building stability and securing your child’s future, or
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a business owner seeking the right insurance or investment options,
Yogesh ensures your money works smarter to achieve your goals.
His mission: To be your trusted partner in creating financial security and lasting peace of mind.
solutions
for individuals, families and HUF
We offer a wide range of tailored investment and insurance solutions designed to meet your unique financial objectives. Plan wisely, invest smartly, and secure your future with confidence.
Secure
Life & Health Insurance
Protect what matters the most with our comprehensive insurance solutions. From Health to Life, we've got you covered.
Grow
Mutual Funds, SIFs & NPS
Grow your wealth with expert-managed mutual funds, Specialized Investment Funds (SIFs) & NPS. Invest smartly & achieve your financial goals.
Win
Fixed Income & Bonds
Slow and steady wins the race. Earn steady returns with fixed-income securities. Bonds is a reliable way to earn and protect your wealth.
Smart
Tax Saving Combo Solutions
Smart way to maximize earnings and minimize taxes. These Tax FREE combos blend Guaranteed income and Growth like no other.
solutions
for companies and businesses
Our services are designed by financial experts who understand the complexities of the market, ensuring that you receive solutions that are tailored to your unique financial situation.
Investments for Cash Management
Have extra cash lying in the business account? Put it to work for different periods as needed. Balance of Risk management, Liquidity and Returns is the key.
Health & Life Insurance for Employees
Solutions that protect the financial and personal interests of Companies and their Employees alike. Cost-effective proposition covering existing illnesses too.
Employee Benefit Products
Named employees can be offered various benefit products. Insure life as well as earn good returns on investments.
Tax Saving & Working Capital Solutions
Triple Treat! Manage taxes efficiently, Offer employees welfare program, & Lower your costs on Working Capital loans.
Client testimonials
trust ratings
we believe in
Kedar Sawant
New Delhi
Y2J Moneytree is more than just a helping hand in my personal finance journey. Their personalized approach, relevant advice and promptness in service are simply amazing. I am happy that my family now has a right companion for such a critical aspect in life
Hemali Thakkar
Pune
Trust is the foundation of any financial decision, and Y2J Moneytree has earned mine completely. Their commitment to excellence and integrity is truly commendable. I highly recommend their services to anyone seeking financial guidance.
Dr. Chinmay Mone
Ratnagiri
My interactions with Y2J Moneytree never remain only transactional. Enough time is taken to make me explain the right thought process, risks associated and right expectations behind financial decisions made. This helps boost my confidence in the process.
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Jitendra Bhimrajka
Mumbai
Not a typical 'agent' approach! Never thought that insurance has so many perspectives to be checked before buying. Thanks to Y2J Moneytree for making me understand all the details and then selecting suitable one for my needs!
associations
We are associated with leading Insurance and Mutual Fund organizations. To offer wide range of other solutions, we partner with leading platform providers in India.
